How To Spot Identity Theft
The crime of identity theft is rising in popularity. Unfortunately, victims of identity theft are unaware that their identity has been stolen before their good name and good credit has been damaged.
Is it possible to know if your identity has been stolen before drastic damage has occurred? Here are some hints for stopping identity theft:
Criminals will often apply for new loans or credit cards under a false name, using a stolen identity. You should contact a lender or creditor if you begin to receive letters of approval or phone calls of acceptance for loans to which you have not applied.
This is a warning sign that something is wrong, and you can save yourself a lot of hassle by investigate further.
Another indicator that you may be a victim of identity theft is if you stop receiving bills or credit card statements. Criminals who use a false identity will chance the address on monthly bills so the victim is unaware that their credit cards are being used by someone else.
Know when your monthly bills are supposed to arrive, and if they are late, call your credit card company. Be vigilant about your bills and thwart identity theft before too much damage is done.
A pretty obvious indicator that you are the victim of identity theft is seeing charges on your credit card bills that are not from you. Contact your credit card company and report the unauthorized use of your card.
If you do not play close attention to your credit card bill, this indicator of identity theft can go unnoticed. By closely handling your finances and watching your accounts you can stop identity theft before it gets out of hand.
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