How To Make Your New Years Resolution Stick If You Want To Get Out Of Debt
December 31, 2008
We’re just a couple of days away from the New Year again. Hard to believe how quickly time goes by, isn’t it?
It’s the time of year when a lot of people start making resolutions to get their debt paid off, quit smoking, lose weight, and change all the other things that they see as being “bad” in their life.
There’s nothing wrong with making New Years resolutions, but unfortunately the vast majority of them have been put aside or given up on by the end of January (many by the end of the first week of January!)
I can’t offer you a whole lot of advice about how to quit smoking since I’ve never smoked, and if you’re wanting to lose weight this year, I can sympathize - I’m making that resolution right along with you!
But if getting out of debt is one of your resolutions for 2009, that’s something I can help you with. Over the next few days, I’m going to post my 5 Simple Steps To Making A “Get Out Of Debt” New Years Resolution Stick.
Now, I’ll be honest with you - this is going to take a bit of work on your part if you want to be successful with it. It’s not hard work, and it doesn’t require any particular “money skills”. But you will need to do a little prep work if you want your resolution to stick beyond the end of January.
If you’re willing to do that, the system I’m going to outline will put you on the path to being free of your debt once and for all.
Now, notice I didn’t say being debt free this year. This is the other thing I need to be brutally honest about. This could be a multi-year process for you. You just might have to make the same resolution for 2010, 2011 and maybe even further than that.
If you’ve been accumulating your debt for years, it’s not something you can get rid of overnight. And that’s one of the first secrets of a successful New Years resolution - being realistic about your goals.
We’ll look at this first step in detail tomorrow, so stay tuned.
Note: If you want to be notified when I post each new part of this series, you can either sign up to receive notifications by email on the top right side of this page or you can subscribe to my RSS feed in your favorite news reader. Either way, you’ll be sure to get each new part as they’re posted.
UPDATE: Here are the links to each of the steps in the series:
- 5 Simple Steps To Making Your Get-Out-Of-Debt Resolution Stick - Part 1
- 5 Simple Steps To Making Your Get-Out-Of-Debt Resolution Stick - Part 2
- 5 Simple Steps To Making Your Get-Out-Of-Debt Resolution Stick - Part 3
- 5 Simple Steps To Making Your Get-Out-Of-Debt Resolution Stick - Part 4
- 5 Simple Steps To Making Your Get-Out-Of-Debt Resolution Stick - Part 5
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