What You Can Do To Keep Your Credit Score Afloat

April 29, 2008

Are you ready for a fresh financial start this year? Here are a few easy ways to spring clean your credit score, and begin today to pay down your debt.

Order a copy of your credit report. Consumers have access to one free copy per year from the three main reporting agencies: Equifax, Experian, and TransUnion. Go to www.annualcreditreport.com to request a copy of your credit report from all three agencies. Your credit report will give you a detailed list of all your financial history, and give you your FICO score, the three digit number that banks and lenders use when determining a loan, and your interest rate. Now that you know your FICO score, you can begin to work to raise that number.

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